Workers On Wheels | Resources for RVers

Finances...

...health insurance, budgets, costs of RVing, handling money on the road.

Health Insurance

What do you do for health insurance? I wish I had an answer to that question that included a suggestion for inexpensive and reliable coverage, but I don't. We RVers face the same problems with it as all the self-employed folks and workers that don't have employee/welfare paid coverage.

The same options are available for RVers that are available to non-RVers. Some employers provide health insurance coverage for their employees. The self-employed, and employees who don’t receive health insurance as an employee benefit, can usually buy individual or family coverage directly from a health insurance agent. Group coverage through a professional or social organization is also an option.

The cost is dependent on numerous things. For individual policies, the age, weight, medical history, occupation, and leisure activities of the insured are major considerations. The insured’s state of residence also makes a difference. Other factors are the types of coverage included, the deductible, the amount of co-insurance, and the total maximum payout limits of the policy. Group insurance may or may not be less costly than an individual or family policy.

Check with agents in your home area to see what they can offer you. Check with organizations you belong to or that you have an interest in to see if they endorse or affiliate with a health coverage program. One of the best ways to save is to take the time to compare policies.

Emergency Road Service

RV Emergency Road Service from the Good Sam Club

Retirement Tips

Investment tips, travel budgets, information on retirement costs, etc. The website is also home to Bob Hoffman's book, Retire and Travel on $1000 a Month. The book has one of the most realistic travel budgets I have seen, plus numerous practical suggestions.
http://RetirementTips.Homestead.com

Slash Your Debt
Save Money and Secure Your Future

Gerri Detweiler, Mark Eisenson, and Nancy Castleman 1999.
Published by Financial Literacy CenterI
SBN # 0-9659638-3-7

Slash Your Debt -- Save Money and Secure Your Future can help you develop a program to get out of debt, stay out of debt, and rebuild your credit. It's an easy reading primer filled with examples, charts, and down to earth advice. The methods it advocates are realistic and do-able.

Among the books many helpful suggestions, is this list of seven steps to staying motivated:

1. Set both short-term and long-term goals.
2. Set your sights high.
3. Stay in control.
4. State your intentions.
5. Stay on top of it.
6. Give yourself a break.
7. Get support.

Slash Your Debt does not give you some pie-in-the-sky fancy scheme of immediately erasing your debt. It does give you practical advice, concrete figures and facts, and numerous tips to gain control of your finances.

Order from: now.